SSY Calculator
Calculate Sukanya Samriddhi Yojana maturity at 8.2% p.a. (current rate) for your daughter.
Input Values
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Yrs
Results
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⚠️ Results are indicative only. Consult a qualified professional before making any decisions.
What is this Calculator?
An SSY (Sukanya Samriddhi Yojana) Calculator helps you estimate the maturity amount of your daughter's SSY account at the current rate of 8.2% p.a. SSY is a government savings scheme designed to secure the financial future of the girl child in India.
How to Use
1
Enter Yearly Deposit: Enter the amount you plan to deposit per year (min ₹250, max ₹1,50,000).
2
Enter Deposit Years: Enter how many years you will deposit (maximum 15 years from account opening).
3
View Results: See Total Deposited, Interest Earned, and Maturity Amount at 21 years.
Frequently Asked Questions
SSY is a small savings scheme by the Government of India for the girl child. It offers one of the highest guaranteed returns among government schemes and enjoys EEE tax status.
The current SSY interest rate is 8.2% per annum (FY 2024-25), compounded annually and paid at maturity. It is the highest among all small savings schemes.
The SSY account matures 21 years from the date of account opening, regardless of when deposits are made. Deposits are required only for the first 15 years.
An SSY account can be opened by the parent or legal guardian of a girl child below 10 years of age. A maximum of 2 accounts per family are allowed (exception for twins/triplets).
Yes. SSY enjoys EEE (Exempt-Exempt-Exempt) tax status — investment qualifies for 80C deduction, interest is tax-free, and maturity amount is tax-free.
Premature closure is allowed only in special circumstances — death of the account holder, life-threatening illness, or marriage after the girl turns 18.