PPF Calculator
Calculate PPF maturity amount at 7.1% p.a. (current rate).
Input Values
₹
Yrs
Results
Enter values to see results.
⚠️ Results are indicative only. Consult a qualified professional before making any decisions.
What is this Calculator?
A PPF (Public Provident Fund) Calculator helps you estimate the maturity amount of your PPF account at the current rate of 7.1% p.a. PPF is one of India's most popular long-term tax-saving investment schemes, offering EEE (Exempt-Exempt-Exempt) tax status.
How to Use
1
Enter Yearly Investment: Enter the amount you plan to invest in PPF per year (max ₹1,50,000).
2
Enter Duration: Enter the number of years (minimum 15 years, which is the PPF lock-in period).
3
View Results: See Total Deposited, Interest Earned, and Maturity Amount.
Frequently Asked Questions
PPF (Public Provident Fund) is a government-backed long-term savings scheme with a 15-year lock-in. It offers tax-free returns and is considered one of the safest investments in India.
The current PPF interest rate is 7.1% per annum (as of 2024-25), compounded annually. The rate is reviewed quarterly by the government.
The maximum investment in PPF is ₹1,50,000 per financial year. The minimum is ₹500 per year.
Yes. PPF enjoys EEE (Exempt-Exempt-Exempt) status — investment is deductible under Section 80C, interest earned is tax-free, and maturity amount is tax-free.
Yes, PPF can be extended in blocks of 5 years indefinitely after the initial 15-year period — with or without further contributions.
Yes, you can take a loan against your PPF balance from the 3rd to the 6th year of the account at a low interest rate of 1% per annum above the prevailing PPF rate.