ROI Calculator
Calculate Return on Investment and annualized returns (CAGR).
Input Values
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₹
Years
Results
Enter values to see results.
⚠️ Results are indicative only. Consult a qualified professional before making any decisions.
What is this Calculator?
The ROI (Return on Investment) Calculator helps you calculate the return percentage and annualized CAGR (Compound Annual Growth Rate) on any investment. It is useful for comparing performance of different investments on an equal footing.
How to Use
1
Enter Initial Investment: Enter the amount you originally invested.
2
Enter Final Value: Enter the current or final value of the investment.
3
Enter Time Period: Enter the number of years the investment was held.
4
View Results: See Total Profit, ROI %, and Annualized Return (CAGR).
Frequently Asked Questions
ROI (Return on Investment) is a percentage that measures the gain or loss from an investment relative to its cost. Formula: ROI = (Final Value − Initial Investment) ÷ Initial Investment × 100.
CAGR (Compound Annual Growth Rate) is the annualized rate at which an investment grows from its initial value to its final value. CAGR = (Final/Initial)^(1/years) − 1.
ROI is the total return percentage over the entire period. CAGR is the annualized return — it tells you the equivalent constant annual return. CAGR is more useful for comparing investments of different durations.
A good ROI depends on the investment type. For equity, 12–15% p.a. CAGR is considered good. For real estate, 8–12% p.a. For FDs, 6–7% p.a. Always compare against inflation (typically 5–6% in India).
Yes. If your investment loses value, ROI will be negative. E.g., if you invested ₹1 lakh and it is now worth ₹80,000, ROI = −20%.
For real estate: ROI = (Current Value − Purchase Price − Renovation Costs + Rental Income) ÷ Total Invested × 100. Our calculator uses a simplified version for financial investments.