:root{--primary:#1a3a52;--primary-dark:#0f283c;--secondary:#2d7a4a;--accent:#ff9800;--bg:#f8fafc;--card:#ffffff;--border:#e2e8f0;--text:#1a3a52;--muted:#475569;--radius:0.75rem}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen,Ubuntu,sans-serif;font-display:swap;background:#f8fafc;color:var(--text);-webkit-font-smoothing:antialiased;line-height:1.5}h1,h2,h3,h4,h5,h6{font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.navbar{position:sticky;top:0;z-index:100;background:var(--primary-dark);border-bottom:1px solid #1a3a52;padding:0 1rem}.navbar-inner{max-width:80rem;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:3.5rem;gap:1rem}.nav-logo{display:flex;align-items:center;gap:0.5rem;font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;font-weight:700;font-size:1.125rem;color:#fff;flex-shrink:0}.nav-logo .logo-icon{color:var(--accent);font-size:1.25rem}.nav-links{display:flex;align-items:center;gap:0.25rem;list-style:none}.nav-links a{padding:0.375rem 0.75rem;border-radius:0.5rem;font-size:0.875rem;color:rgba(255,255,255,0.8);transition:color 0.15s,background 0.15s}.nav-links a:hover{color:#fff;background:rgba(255,255,255,0.1)}.nav-dropdown{position:relative}.nav-dropdown > .dropdown-btn{display:flex;align-items:center;gap:0.25rem;padding:0.375rem 0.75rem;border-radius:0.5rem;font-size:0.875rem;color:rgba(255,255,255,0.8);cursor:pointer;transition:color 0.15s,background 0.15s;background:none;border:none;font-family:inherit}.nav-dropdown:hover > .dropdown-btn,.nav-dropdown > .dropdown-btn:hover{color:#fff;background:rgba(255,255,255,0.1)}.dropdown-arrow{font-size:0.6rem;transition:transform 0.2s}.nav-dropdown:hover .dropdown-arrow{transform:rotate(180deg)}.dropdown-menu{display:none;position:absolute;top:calc(100% + 0.5rem);left:0;background:#fff;border:1px solid var(--border);border-radius:var(--radius);box-shadow:0 10px 25px rgba(0,0,0,0.12);min-width:12rem;padding:0.5rem;z-index:200}.nav-dropdown:hover .dropdown-menu{display:block}.dropdown-menu.wide{min-width:36rem;display:none;grid-template-columns:repeat(2,1fr);gap:0.5rem;padding:1rem;left:-4rem}.nav-dropdown:hover .dropdown-menu.wide{display:grid}.dropdown-section h4{font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;color:var(--muted);padding:0 0.5rem;margin-bottom:0.375rem}.dropdown-section a{display:block;padding:0.375rem 0.5rem;border-radius:0.375rem;font-size:0.8rem;color:var(--text)}.dropdown-section a:hover{background:var(--bg);color:var(--accent)}.hamburger{display:none;background:none;border:none;cursor:pointer;flex-direction:column;gap:4px;padding:4px}.hamburger span{display:block;width:22px;height:2px;background:#fff;border-radius:2px;transition:all 0.2s}.mobile-menu{display:none;background:var(--primary-dark);border-top:1px solid #1a3a52;padding:1rem}.mobile-menu.open{display:block}.mobile-menu a{display:block;padding:0.625rem 0.5rem;color:rgba(255,255,255,0.8);font-size:0.9rem;border-bottom:1px solid rgba(255,255,255,0.07)}.mobile-menu a:hover{color:var(--accent)}.mobile-section-title{font-size:0.7rem;font-weight:700;text-transform:uppercase;color:var(--muted);letter-spacing:0.08em;padding:0.75rem 0.5rem 0.25rem}.nav-allcalc{background:var(--accent) !important;color:#fff !important;border-radius:2rem !important;padding:0.375rem 1rem !important;font-weight:600;font-size:0.8rem}.nav-allcalc:hover{background:#e68900 !important}.hero{position:relative;background:linear-gradient(135deg,#0f283c 0%,#1a3a52 40%,#0f3d2e 100%);padding:5rem 1rem 9rem;overflow:hidden;text-align:center}.hero-bg{display:none}.hero-bg img{width:100%;height:100%;object-fit:cover;opacity:0.3}.hero-overlay{position:absolute;inset:0;background:rgba(26,58,82,0.9);mix-blend-mode:multiply;z-index:1}.hero-content{position:relative;z-index:2;max-width:48rem;margin:0 auto}.hero-badge{display:inline-flex;align-items:center;gap:0.5rem;background:rgba(255,152,0,0.2);color:var(--accent);font-size:0.75rem;font-weight:600;padding:0.375rem 1rem;border-radius:2rem;margin-bottom:1.5rem;border:1px solid rgba(255,152,0,0.3)}.hero h1{font-size:clamp(2rem,5vw,3.75rem);font-weight:700;color:#fff;margin-bottom:1rem;line-height:1.15;letter-spacing:-0.025em;tracking:tight}.hero h1 span{color:var(--accent)}.hero p{color:rgba(255,255,255,0.75);font-size:1.1rem;max-width:36rem;margin:0 auto 2rem}.search-box{position:relative;max-width:36rem;margin:0 auto 1.25rem}.search-box input{width:100%;height:3.5rem;padding:0 1rem 0 3rem;border-radius:2rem;border:none;font-size:1rem;box-shadow:0 20px 40px rgba(0,0,0,0.2);outline:none;font-family:inherit}.search-box input:focus{box-shadow:0 0 0 2px var(--accent),0 20px 40px rgba(0,0,0,0.2)}.search-icon{position:absolute;left:1rem;top:50%;transform:translateY(-50%);color:#64748b;font-size:1.1rem;z-index:1}.quick-tags{display:flex;flex-wrap:wrap;justify-content:center;gap:0.5rem}.quick-tags button,.quick-tag{background:rgba(255,255,255,0.1);border:1px solid rgba(255,255,255,0.1);color:rgba(255,255,255,0.8);padding:0.25rem 0.75rem;border-radius:2rem;font-size:0.75rem;font-weight:500;cursor:pointer;transition:all 0.15s;font-family:inherit}.quick-tags button:hover,.quick-tag:hover{background:var(--accent);color:#fff;border-color:var(--accent)}.stats-bar{background:#fff;border-bottom:1px solid #f1f5f9;box-shadow:0 1px 3px rgba(0,0,0,0.05)}.stats-inner{max-width:80rem;margin:0 auto;padding:1rem;display:flex;flex-wrap:wrap;justify-content:center;gap:2rem}.stat-item{text-align:center}.stat-item .num{font-size:1.5rem;font-weight:700;color:var(--primary);font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}.stat-item .lbl{font-size:0.75rem;color:#64748b}.filter-section{max-width:80rem;margin:0 auto;padding:2rem 1rem 0.5rem}.filter-tabs{display:flex;flex-wrap:wrap;gap:0.5rem}.filter-tab{display:flex;align-items:center;gap:0.5rem;padding:0.625rem 1.25rem;border-radius:2rem;font-size:0.875rem;font-weight:600;cursor:pointer;transition:all 0.15s;border:1px solid #e2e8f0;background:#fff;color:#475569;font-family:inherit}.filter-tab .count{font-size:0.7rem;padding:0.15rem 0.4rem;border-radius:2rem;background:#f1f5f9;color:#64748b}.filter-tab.active{background:var(--primary);color:#fff;border-color:var(--primary);box-shadow:0 2px 8px rgba(26,58,82,0.2)}.filter-tab.active .count{background:rgba(255,255,255,0.2);color:#fff}.filter-tab:hover:not(.active){border-color:#64748b}.calc-section{max-width:80rem;margin:0 auto;padding:1.5rem 1rem 3rem}.calc-grid{display:grid;grid-template-columns:repeat(1,1fr);gap:1rem}@media (min-width:640px){.calc-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.calc-grid{grid-template-columns:repeat(3,1fr)}}@media (min-width:1280px){.calc-grid{grid-template-columns:repeat(4,1fr)}}.calc-card{background:#fff;border-radius:1rem;border:1px solid #f1f5f9;padding:1.25rem;display:flex;flex-direction:column;text-decoration:none;transition:box-shadow 0.2s,border-color 0.2s;cursor:pointer;height:100%}.calc-card:hover{box-shadow:0 10px 25px rgba(0,0,0,0.1)}.calc-card.financial:hover{border-color:#bfdbfe}.calc-card.health:hover{border-color:#fecdd3}.calc-card.general:hover{border-color:#fde68a}.calc-icon{font-size:2rem;margin-bottom:0.75rem}.calc-badge{font-size:0.65rem;font-weight:600;padding:0.15rem 0.5rem;border-radius:2rem;width:fit-content;margin-bottom:0.5rem;border:1px solid transparent}.calc-badge.financial{background:#eff6ff;color:#1d4ed8;border-color:#dbeafe}.calc-badge.health{background:#fff1f2;color:#be185d;border-color:#ffe4e6}.calc-badge.general{background:#fffbeb;color:#b45309;border-color:#fde68a}.calc-name{font-size:0.875rem;font-weight:700;color:var(--primary);margin-bottom:0.25rem;line-height:1.3;transition:color 0.15s}.calc-card:hover .calc-name{color:var(--accent)}.calc-desc{font-size:0.75rem;color:#64748b;flex-grow:1;line-height:1.4}.calc-link{display:flex;align-items:center;gap:0.25rem;margin-top:0.75rem;color:var(--secondary);font-size:0.75rem;font-weight:500}.calc-link svg{transition:transform 0.15s}.calc-card:hover .calc-link svg{transform:translateX(3px)}.calc-page{min-height:100vh;display:flex;flex-direction:column}.calc-main{flex-grow:1;padding:1.25rem 1rem}.calc-wrapper{max-width:54rem;margin:0 auto}.calc-header{margin-bottom:1rem}.calc-title{font-size:1.75rem;font-weight:700;color:var(--primary);margin-bottom:0.375rem}.calc-subtitle{color:var(--muted);font-size:0.925rem}.calc-body{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.calc-inputs-panel,.calc-results-panel{background:#fff;border-radius:var(--radius);border:1px solid var(--border);padding:1.1rem;box-shadow:0 1px 4px rgba(0,0,0,0.06)}.calc-inputs-panel{border-top:3px solid var(--primary)}.calc-results-panel{border-top:3px solid var(--accent)}.panel-title{font-size:0.75rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;color:var(--muted);margin-bottom:0.875rem;padding-bottom:0.625rem;border-bottom:1px solid #f1f5f9}.input-group{margin-bottom:0.875rem}.input-group label{display:block;font-size:0.875rem;font-weight:500;color:var(--text);margin-bottom:0.375rem}.input-wrap{position:relative}.input-prefix,.input-suffix{position:absolute;top:50%;transform:translateY(-50%);font-size:0.875rem;color:var(--muted);pointer-events:none}.input-prefix{left:0.75rem}.input-suffix{right:0.75rem}.input-wrap input{width:100%;height:2.5rem;border:1px solid var(--border);border-radius:0.5rem;font-size:0.9rem;font-family:inherit;color:var(--text);background:#fff;transition:border-color 0.15s,box-shadow 0.15s;outline:none;padding:0 0.75rem}.has-prefix input{padding-left:2rem}.has-suffix input{padding-right:2.5rem}.input-wrap input:focus{border-color:var(--accent);box-shadow:0 0 0 2px rgba(255,152,0,0.2)}select.calc-select{width:100%;height:2.5rem;border:1px solid var(--border);border-radius:0.5rem;font-size:0.975rem;font-family:inherit;color:var(--text);background:#fff;padding:0 0.75rem;outline:none;cursor:pointer}select.calc-select:focus{border-color:var(--accent);box-shadow:0 0 0 2px rgba(255,152,0,0.2)}.results-grid{display:grid;grid-template-columns:1fr 1fr;gap:0.5rem;margin-bottom:0.875rem}.result-card{background:var(--bg);border-radius:0.5rem;padding:0.75rem;border:1px solid var(--border)}.result-card.highlight{background:var(--primary);border-color:var(--primary);grid-column:span 2}.result-card.highlight .result-label{color:rgba(255,255,255,0.7)}.result-card.highlight .result-value{color:#fff}.result-label{font-size:0.75rem;color:var(--muted);margin-bottom:0.2rem}.result-value{font-size:1.125rem;font-weight:700;color:var(--primary);font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}.donut-wrap{display:flex;align-items:center;gap:1.5rem;margin-top:1rem}.donut-wrap svg{flex-shrink:0}.donut-legend{display:flex;flex-direction:column;gap:0.5rem}.legend-item{display:flex;align-items:center;gap:0.5rem;font-size:0.8rem}.legend-dot{width:10px;height:10px;border-radius:50%;flex-shrink:0}footer{background:var(--primary-dark);color:rgba(255,255,255,0.8);border-top:1px solid #1a3a52;padding:4rem 1rem 2rem}.footer-inner{max-width:80rem;margin:0 auto}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:2.5rem;margin-bottom:2.5rem}.footer-brand .logo{display:flex;align-items:center;gap:0.5rem;font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;font-weight:700;font-size:1.2rem;color:#fff;margin-bottom:1rem}.footer-brand .logo-icon{color:var(--accent)}.footer-brand p{font-size:0.875rem;line-height:1.65;margin-bottom:1rem}.footer-disclaimer{font-size:0.75rem;color:var(--secondary);background:#1a3a52;padding:0.75rem;border-radius:0.5rem;border:1px solid rgba(45,122,74,0.3)}.footer-col h3{color:#fff;font-size:0.875rem;font-weight:600;margin-bottom:1rem}.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:0.5rem}.footer-col ul a{font-size:0.875rem;color:rgba(255,255,255,0.7);transition:color 0.15s}.footer-col ul a:hover{color:var(--accent)}.footer-bottom{border-top:1px solid #1a3a52;padding-top:2rem;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:0.75rem}.footer-bottom p{font-size:0.75rem;color:rgba(255,255,255,0.7)}.static-page{max-width:48rem;margin:3rem auto;padding:0 1rem 4rem}.static-page h1{font-size:2rem;color:var(--primary);margin-bottom:0.5rem}.static-page .lead{color:var(--muted);margin-bottom:2rem;font-size:1rem}.static-page h2{font-size:1.2rem;color:var(--primary);margin:2rem 0 0.75rem}.static-page p{color:#374151;line-height:1.75;margin-bottom:1rem;font-size:0.95rem}.static-page ul{padding-left:1.5rem;margin-bottom:1rem}.static-page ul li{color:#374151;line-height:1.75;font-size:0.95rem}.static-page a{color:var(--secondary);text-decoration:underline}.contact-form{display:flex;flex-direction:column;gap:1rem}.form-group label{display:block;font-weight:500;font-size:0.875rem;margin-bottom:0.375rem}.form-group input,.form-group textarea{width:100%;padding:0.75rem;border:1px solid var(--border);border-radius:0.5rem;font-family:inherit;font-size:0.95rem;outline:none;transition:border-color 0.15s}.form-group input:focus,.form-group textarea:focus{border-color:var(--accent);box-shadow:0 0 0 2px rgba(255,152,0,0.15)}.form-group textarea{resize:vertical;min-height:6rem}.btn-primary{background:var(--primary);color:#fff;border:none;padding:0.75rem 1.5rem;border-radius:0.5rem;font-size:0.95rem;font-weight:600;cursor:pointer;font-family:inherit;transition:background 0.15s}.btn-primary:hover{background:#0f283c}@media (max-width:768px){.nav-links,.nav-dropdown{display:none}.hamburger{display:flex}.calc-body{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid > *:first-child{grid-column:span 2}.hero{padding:4rem 1rem 7rem}}@media (max-width:480px){.footer-grid{grid-template-columns:1fr}.footer-grid > *:first-child{grid-column:span 1}.results-grid{grid-template-columns:1fr}.result-card.highlight{grid-column:span 1}}.calc-content{max-width:54rem;margin:0 auto 2rem;padding:0 1rem}.content-section{background:#fff;border-radius:var(--radius);border:1px solid var(--border);padding:1.25rem 1.5rem;margin-bottom:0.875rem;box-shadow:0 1px 3px rgba(0,0,0,0.04)}.content-section h2{font-size:1.25rem;font-weight:700;color:var(--primary);margin-bottom:1rem;padding-bottom:0.625rem;border-bottom:2px solid #f1f5f9}.content-section p{color:#374151;font-size:0.95rem;line-height:1.8;margin-bottom:0.75rem}.content-section p:last-child{margin-bottom:0}.how-to-steps{display:flex;flex-direction:column;gap:0.875rem;margin-top:0.25rem}.step{display:flex;gap:1rem;align-items:flex-start}.step-num{flex-shrink:0;width:2rem;height:2rem;background:var(--primary);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:0.8rem;font-weight:700;font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;margin-top:0.1rem}.step-text{color:#374151;font-size:0.95rem;line-height:1.7}.step-text strong{color:var(--primary)}.faq-list{display:flex;flex-direction:column;gap:0}.faq-item{border-bottom:1px solid #f1f5f9}.faq-item:last-child{border-bottom:none}.faq-q{width:100%;background:none;border:none;text-align:left;padding:1rem 0;font-size:0.925rem;font-weight:600;color:var(--primary);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem;font-family:inherit;transition:color 0.15s}.faq-q:hover{color:var(--accent)}.faq-icon{flex-shrink:0;font-size:1.1rem;color:var(--accent);transition:transform 0.2s}.faq-item.open .faq-icon{transform:rotate(45deg)}.faq-a{display:none;padding:0 0 1rem;color:#374151;font-size:0.9rem;line-height:1.75}.faq-item.open .faq-a{display:block}.blog-hero{background:var(--primary);padding:4rem 1rem 5rem;text-align:center;position:relative;overflow:hidden}.blog-hero::before{content:'';position:absolute;inset:0;background:linear-gradient(135deg,#0f283c 0%,#1a3a52 50%,#0f283c 100%);opacity:0.95}.blog-hero-content{position:relative;z-index:1}.blog-hero h1{font-size:clamp(1.75rem,4vw,3rem);font-weight:700;color:#fff;margin-bottom:0.75rem}.blog-hero p{color:rgba(255,255,255,0.7);font-size:1rem;max-width:36rem;margin:0 auto}.blog-section{max-width:80rem;margin:0 auto;padding:2.5rem 1rem 4rem}.blog-grid{display:grid;grid-template-columns:repeat(1,1fr);gap:1.5rem}@media (min-width:640px){.blog-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.blog-grid{grid-template-columns:repeat(3,1fr)}}.blog-card{background:#fff;border-radius:1rem;border:1px solid var(--border);overflow:hidden;display:flex;flex-direction:column;text-decoration:none;transition:box-shadow 0.2s,transform 0.2s}.blog-card:hover{box-shadow:0 10px 30px rgba(0,0,0,0.1);transform:translateY(-2px)}.blog-card-img{width:100%;height:200px;object-fit:cover;display:block;background:#f1f5f9}.blog-card-img-placeholder{width:100%;height:200px;background:linear-gradient(135deg,#1a3a52,#2d7a4a);display:flex;align-items:center;justify-content:center;font-size:3rem}.blog-card-body{padding:1.25rem;flex-grow:1;display:flex;flex-direction:column}.blog-card-cat{font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;color:var(--accent);margin-bottom:0.5rem}.blog-card-title{font-size:1rem;font-weight:700;color:var(--primary);margin-bottom:0.5rem;line-height:1.4;transition:color 0.15s}.blog-card:hover .blog-card-title{color:var(--accent)}.blog-card-excerpt{font-size:0.85rem;color:#64748b;line-height:1.6;flex-grow:1}.blog-card-meta{display:flex;align-items:center;gap:1rem;margin-top:1rem;padding-top:0.875rem;border-top:1px solid #f1f5f9;font-size:0.75rem;color:#64748b}.blog-card-meta span{display:flex;align-items:center;gap:0.25rem}.blog-post-page{max-width:52rem;margin:0 auto;padding:2.5rem 1rem 4rem}.blog-post-header{margin-bottom:2rem}.blog-post-cat{display:inline-block;font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;color:var(--accent);background:rgba(255,152,0,0.1);border:1px solid rgba(255,152,0,0.3);padding:0.2rem 0.75rem;border-radius:2rem;margin-bottom:1rem}.blog-post-title{font-size:clamp(1.5rem,4vw,2.25rem);font-weight:700;color:var(--primary);line-height:1.25;margin-bottom:1rem}.blog-post-meta{display:flex;flex-wrap:wrap;gap:1rem;font-size:0.8rem;color:#64748b;margin-bottom:1.5rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border)}.blog-post-meta span{display:flex;align-items:center;gap:0.3rem}.blog-post-img{width:100%;max-height:420px;object-fit:cover;border-radius:1rem;margin-bottom:2rem;display:block}.blog-post-body{font-size:1rem;color:#374151;line-height:1.85}.blog-post-body h2{font-size:1.4rem;font-weight:700;color:var(--primary);margin:2rem 0 0.75rem}.blog-post-body h3{font-size:1.15rem;font-weight:700;color:var(--primary);margin:1.5rem 0 0.5rem}.blog-post-body p{margin-bottom:1.25rem}.blog-post-body ul,.blog-post-body ol{padding-left:1.5rem;margin-bottom:1.25rem}.blog-post-body li{margin-bottom:0.5rem}.blog-post-body strong{color:var(--primary);font-weight:600}.blog-post-body a{color:var(--secondary);text-decoration:underline}.blog-post-body blockquote{border-left:4px solid var(--accent);background:#fffbeb;padding:1rem 1.25rem;border-radius:0 0.5rem 0.5rem 0;margin:1.5rem 0;font-style:italic;color:#92400e}.blog-post-body .highlight-box{background:#eff6ff;border:1px solid #bfdbfe;border-radius:0.75rem;padding:1.25rem;margin:1.5rem 0}.share-box{background:#fff;border:1px solid var(--border);border-radius:1rem;padding:1.5rem;margin:2.5rem 0;text-align:center}.share-box h3{font-size:1rem;font-weight:700;color:var(--primary);margin-bottom:1rem}.share-buttons{display:flex;flex-wrap:wrap;justify-content:center;gap:0.75rem}.share-btn{display:inline-flex;align-items:center;gap:0.5rem;padding:0.6rem 1.25rem;border-radius:2rem;font-size:0.85rem;font-weight:600;text-decoration:none;color:#fff;transition:opacity 0.15s,transform 0.15s;border:none;cursor:pointer;font-family:inherit}.share-btn:hover{opacity:0.88;transform:translateY(-1px)}.share-btn.whatsapp{background:#25D366}.share-btn.twitter{background:#1DA1F2}.share-btn.facebook{background:#1877F2}.share-btn.linkedin{background:#0A66C2}.share-btn.telegram{background:#2CA5E0}.share-btn.copy{background:#64748b}.share-btn.copy.copied{background:#2d7a4a}.blog-tags{display:flex;flex-wrap:wrap;gap:0.5rem;margin:1.5rem 0}.blog-tag{background:#f1f5f9;color:#475569;padding:0.25rem 0.75rem;border-radius:2rem;font-size:0.75rem;font-weight:500}.related-posts{margin-top:3rem}.related-posts h2{font-size:1.25rem;font-weight:700;color:var(--primary);margin-bottom:1.25rem}.related-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:1rem}.related-card{background:#fff;border:1px solid var(--border);border-radius:0.75rem;overflow:hidden;text-decoration:none;transition:box-shadow 0.15s}.related-card:hover{box-shadow:0 4px 12px rgba(0,0,0,0.08)}.related-card img,.related-card .related-img-ph{width:100%;height:110px;object-fit:cover;display:block;background:linear-gradient(135deg,#1a3a52,#2d7a4a)}.related-card-body{padding:0.875rem}.related-card-title{font-size:0.825rem;font-weight:600;color:var(--primary);line-height:1.4}.back-link{display:inline-flex;align-items:center;gap:0.375rem;color:var(--muted);font-size:0.875rem;margin-bottom:1.5rem;transition:color 0.15s}.back-link:hover{color:var(--accent)}.blog-filter{display:flex;flex-wrap:wrap;gap:0.5rem;margin-bottom:2rem}.blog-filter-btn{padding:0.5rem 1rem;border-radius:2rem;font-size:0.8rem;font-weight:600;cursor:pointer;border:1px solid var(--border);background:#fff;color:#475569;font-family:inherit;transition:all 0.15s}.blog-filter-btn.active{background:var(--primary);color:#fff;border-color:var(--primary)}.blog-filter-btn:hover:not(.active){border-color:#64748b}ins.adsbygoogle{min-height:0 !important}ins.adsbygoogle:not([data-ad-status="filled"]){display:none !important;height:0 !important}div:has(> ins.adsbygoogle:only-child):not(:has(ins.adsbygoogle[data-ad-status="filled"])){display:none !important;margin:0 !important;padding:0 !important}.why-section{background:#fff;padding:5rem 1rem}.why-inner{max-width:80rem;margin:0 auto}.section-label{display:inline-block;font-size:0.75rem;font-weight:700;text-transform:uppercase;letter-spacing:0.1em;color:var(--accent);background:rgba(255,152,0,0.1);border:1px solid rgba(255,152,0,0.25);padding:0.25rem 0.875rem;border-radius:2rem;margin-bottom:1rem}.section-title{font-size:clamp(1.5rem,3vw,2.25rem);font-weight:700;color:var(--primary);margin-bottom:0.75rem;line-height:1.2}.section-subtitle{font-size:1rem;color:var(--muted);max-width:36rem;line-height:1.7}.features-grid{display:grid;grid-template-columns:repeat(1,1fr);gap:1.5rem;margin-top:3rem}@media (min-width:640px){.features-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.features-grid{grid-template-columns:repeat(3,1fr)}}.feature-card{background:var(--bg);border:1px solid var(--border);border-radius:1rem;padding:1.75rem;transition:box-shadow 0.2s,border-color 0.2s}.feature-card:hover{box-shadow:0 6px 20px rgba(0,0,0,0.07);border-color:#cbd5e1}.feature-icon{font-size:2.25rem;margin-bottom:1rem}.feature-title{font-size:1rem;font-weight:700;color:var(--primary);margin-bottom:0.5rem}.feature-desc{font-size:0.875rem;color:var(--muted);line-height:1.65}.popular-section{background:var(--bg);padding:5rem 1rem}.popular-inner{max-width:80rem;margin:0 auto}.popular-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem;margin-top:2.5rem}@media (min-width:768px){.popular-grid{grid-template-columns:repeat(4,1fr)}}.popular-card{background:#fff;border:1px solid var(--border);border-radius:1rem;padding:1.25rem;text-decoration:none;display:flex;flex-direction:column;align-items:flex-start;gap:0.5rem;transition:box-shadow 0.2s,transform 0.2s,border-color 0.2s}.popular-card:hover{box-shadow:0 8px 24px rgba(0,0,0,0.09);transform:translateY(-2px);border-color:#64748b}.popular-card-icon{font-size:1.75rem}.popular-card-name{font-size:0.875rem;font-weight:700;color:var(--primary);line-height:1.3}.popular-card-desc{font-size:0.75rem;color:var(--muted);line-height:1.4}.popular-card-link{font-size:0.75rem;font-weight:600;color:var(--secondary);margin-top:auto}.categories-section{background:var(--primary);padding:5rem 1rem}.categories-inner{max-width:80rem;margin:0 auto}.categories-inner .section-title{color:#fff}.categories-inner .section-subtitle{color:rgba(255,255,255,0.7)}.cat-grid{display:grid;grid-template-columns:repeat(1,1fr);gap:1.25rem;margin-top:2.5rem}@media (min-width:640px){.cat-grid{grid-template-columns:repeat(3,1fr)}}.cat-card{background:rgba(255,255,255,0.07);border:1px solid rgba(255,255,255,0.12);border-radius:1rem;padding:2rem 1.5rem;text-decoration:none;text-align:center;transition:background 0.2s,transform 0.2s}.cat-card:hover{background:rgba(255,255,255,0.13);transform:translateY(-2px)}.cat-card-icon{font-size:2.5rem;margin-bottom:0.875rem;display:block}.cat-card-name{font-size:1.1rem;font-weight:700;color:#fff;margin-bottom:0.375rem}.cat-card-count{font-size:0.8rem;color:rgba(255,255,255,0.6);margin-bottom:0.875rem}.cat-card-desc{font-size:0.825rem;color:rgba(255,255,255,0.7);line-height:1.6}.how-section{background:#fff;padding:5rem 1rem}.how-inner{max-width:80rem;margin:0 auto}.how-steps{display:grid;grid-template-columns:repeat(1,1fr);gap:2rem;margin-top:3rem;position:relative}@media (min-width:768px){.how-steps{grid-template-columns:repeat(4,1fr)}}.how-step{text-align:center}.how-step-num{width:3.5rem;height:3.5rem;border-radius:50%;background:var(--primary);color:#fff;font-size:1.25rem;font-weight:700;font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem;box-shadow:0 4px 12px rgba(26,58,82,0.25)}.how-step-title{font-size:1rem;font-weight:700;color:var(--primary);margin-bottom:0.375rem}.how-step-desc{font-size:0.85rem;color:var(--muted);line-height:1.6}.trust-section{background:var(--bg);padding:5rem 1rem}.trust-inner{max-width:80rem;margin:0 auto}.trust-grid{display:grid;grid-template-columns:repeat(1,1fr);gap:1.25rem;margin-top:2.5rem}@media (min-width:640px){.trust-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.trust-grid{grid-template-columns:repeat(3,1fr)}}.trust-card{background:#fff;border:1px solid var(--border);border-radius:1rem;padding:1.5rem;box-shadow:0 1px 3px rgba(0,0,0,0.04)}.trust-stars{color:#f59e0b;font-size:1rem;margin-bottom:0.75rem}.trust-text{font-size:0.9rem;color:#374151;line-height:1.7;margin-bottom:1rem;font-style:italic}.trust-author{display:flex;align-items:center;gap:0.75rem}.trust-avatar{width:2.5rem;height:2.5rem;border-radius:50%;background:var(--primary);color:#fff;font-weight:700;font-size:0.9rem;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}.trust-name{font-size:0.875rem;font-weight:700;color:var(--primary)}.trust-role{font-size:0.75rem;color:var(--muted)}.blog-preview-section{background:#fff;padding:5rem 1rem}.blog-preview-inner{max-width:80rem;margin:0 auto}.blog-preview-grid{display:grid;grid-template-columns:repeat(1,1fr);gap:1.25rem;margin-top:2.5rem}@media (min-width:640px){.blog-preview-grid{grid-template-columns:repeat(3,1fr)}}.cta-section{background:linear-gradient(135deg,var(--secondary) 0%,#1a6b3a 100%);padding:5rem 1rem;text-align:center}.cta-section h2{font-size:clamp(1.5rem,3vw,2.25rem);font-weight:700;color:#fff;margin-bottom:0.75rem}.cta-section p{color:rgba(255,255,255,0.85);font-size:1rem;margin-bottom:2rem}.cta-btn{display:inline-flex;align-items:center;gap:0.5rem;background:#fff;color:var(--secondary);font-weight:700;font-size:1rem;padding:0.875rem 2rem;border-radius:2rem;text-decoration:none;transition:transform 0.15s,box-shadow 0.15s;box-shadow:0 4px 16px rgba(0,0,0,0.15);font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}.cta-btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,0,0,0.2)}.cta-btn-secondary{display:inline-flex;align-items:center;gap:0.5rem;background:rgba(255,255,255,0.15);color:#fff;font-weight:600;font-size:1rem;padding:0.875rem 2rem;border-radius:2rem;text-decoration:none;border:1px solid rgba(255,255,255,0.3);margin-left:1rem;transition:background 0.15s;font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}.cta-btn-secondary:hover{background:rgba(255,255,255,0.25)}.cta-btns{display:flex;flex-wrap:wrap;gap:1rem;justify-content:center}.disclaimer-strip{background:#1a3a52;padding:1.25rem 1rem;text-align:center}.disclaimer-strip p{font-size:0.8rem;color:rgba(255,255,255,0.55);max-width:60rem;margin:0 auto}.chat-fab{position:fixed;bottom:1.5rem;right:1.5rem;width:3.5rem;height:3.5rem;border-radius:50%;background:var(--primary);color:#fff;border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 20px rgba(26,58,82,0.4);z-index:999;transition:transform 0.2s,background 0.2s;font-size:1.4rem}.chat-fab:hover{transform:scale(1.08);background:var(--primary-dark)}.chat-fab .chat-badge{position:absolute;top:-4px;right:-4px;background:var(--accent);color:#fff;font-size:0.6rem;font-weight:700;padding:2px 5px;border-radius:2rem;font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;white-space:nowrap}.chat-window{position:fixed;bottom:5.5rem;right:1.5rem;width:22rem;max-height:32rem;background:#fff;border-radius:1.25rem;box-shadow:0 20px 60px rgba(0,0,0,0.18);border:1px solid var(--border);display:flex;flex-direction:column;z-index:998;overflow:hidden;transform:scale(0.92) translateY(12px);opacity:0;pointer-events:none;transition:transform 0.2s ease,opacity 0.2s ease}.chat-window.open{transform:scale(1) translateY(0);opacity:1;pointer-events:all}.chat-header{background:var(--primary);padding:0.875rem 1rem;display:flex;align-items:center;gap:0.75rem;flex-shrink:0}.chat-header-avatar{width:2.25rem;height:2.25rem;border-radius:50%;background:var(--accent);display:flex;align-items:center;justify-content:center;font-size:1rem;flex-shrink:0}.chat-header-info{flex-grow:1}.chat-header-name{font-size:0.875rem;font-weight:700;color:#fff;font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif}.chat-header-status{font-size:0.7rem;color:rgba(255,255,255,0.65);display:flex;align-items:center;gap:0.3rem}.chat-status-dot{width:6px;height:6px;border-radius:50%;background:#4ade80;display:inline-block}.chat-close{background:none;border:none;color:rgba(255,255,255,0.7);cursor:pointer;font-size:1.2rem;padding:0.25rem;line-height:1;transition:color 0.15s}.chat-close:hover{color:#fff}.chat-counter{background:#f8fafc;border-bottom:1px solid var(--border);padding:0.4rem 1rem;font-size:0.7rem;color:var(--muted);display:flex;align-items:center;justify-content:space-between;flex-shrink:0}.chat-counter-bar{height:3px;background:#e2e8f0;border-radius:2px;width:60%;overflow:hidden}.chat-counter-fill{height:100%;background:var(--accent);border-radius:2px;transition:width 0.3s}.chat-messages{flex-grow:1;overflow-y:auto;padding:0.875rem;display:flex;flex-direction:column;gap:0.75rem;scroll-behavior:smooth}.chat-messages::-webkit-scrollbar{width:4px}.chat-messages::-webkit-scrollbar-track{background:transparent}.chat-messages::-webkit-scrollbar-thumb{background:#e2e8f0;border-radius:2px}.chat-msg{display:flex;gap:0.5rem;align-items:flex-start;max-width:100%}.chat-msg.user{flex-direction:row-reverse}.chat-msg-avatar{width:1.75rem;height:1.75rem;border-radius:50%;flex-shrink:0;display:flex;align-items:center;justify-content:center;font-size:0.75rem;font-weight:700;font-family:'Outfit',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;margin-top:0.1rem}.chat-msg.bot .chat-msg-avatar{background:var(--primary);color:#fff}.chat-msg.user .chat-msg-avatar{background:var(--accent);color:#fff}.chat-msg-bubble{padding:0.625rem 0.875rem;border-radius:1rem;font-size:0.825rem;line-height:1.6;max-width:80%;word-wrap:break-word}.chat-msg.bot .chat-msg-bubble{background:#f1f5f9;color:#1e293b;border-bottom-left-radius:0.25rem}.chat-msg.user .chat-msg-bubble{background:var(--primary);color:#fff;border-bottom-right-radius:0.25rem}.chat-msg-bubble a{color:var(--accent);text-decoration:underline}.chat-msg-bubble strong{font-weight:600}.chat-typing .chat-msg-bubble{display:flex;align-items:center;gap:4px;padding:0.75rem}.typing-dot{width:7px;height:7px;border-radius:50%;background:#94a3b8;animation:typingBounce 1.2s infinite}.typing-dot:nth-child(2){animation-delay:0.2s}.typing-dot:nth-child(3){animation-delay:0.4s}@keyframes typingBounce{0%,60%,100%{transform:translateY(0)}30%{transform:translateY(-6px)}}.chat-suggestions{padding:0 0.875rem 0.5rem;display:flex;flex-wrap:wrap;gap:0.375rem}.chat-suggestion{background:#eff6ff;border:1px solid #bfdbfe;color:var(--primary);font-size:0.72rem;padding:0.3rem 0.6rem;border-radius:2rem;cursor:pointer;font-family:inherit;transition:background 0.15s;text-align:left}.chat-suggestion:hover{background:#dbeafe}.chat-input-area{border-top:1px solid var(--border);padding:0.75rem;display:flex;gap:0.5rem;align-items:flex-end;flex-shrink:0;background:#fff}.chat-input{flex-grow:1;border:1px solid var(--border);border-radius:1.5rem;padding:0.5rem 0.875rem;font-size:0.825rem;font-family:inherit;resize:none;outline:none;max-height:6rem;min-height:2.25rem;line-height:1.4;transition:border-color 0.15s;overflow-y:auto}.chat-input:focus{border-color:var(--primary)}.chat-input:disabled{background:#f8fafc;color:#64748b}.chat-send{width:2.25rem;height:2.25rem;border-radius:50%;background:var(--primary);color:#fff;border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background 0.15s,transform 0.15s}.chat-send:hover{background:var(--primary-dark);transform:scale(1.05)}.chat-send:disabled{background:#cbd5e1;cursor:not-allowed;transform:none}.chat-limit{text-align:center;padding:0.75rem;font-size:0.775rem;color:var(--muted);background:#fffbeb;border-top:1px solid #fde68a}@media (max-width:480px){.chat-window{width:calc(100vw - 2rem);right:1rem;bottom:5rem}.chat-fab{bottom:1rem;right:1rem}}.chat-window{contain:layout style}.chat-messages{contain:layout}.calc-grid{contain:layout}